James McKnight a 21 year old college student, who has been independent and incurred debt trying to make it through school, life and the obstacles placed in his way has finally attained financial freedom for himself.

James McKnight joined PIPs in September 2004 with money he had borrowed from his sister and mother. Money he had put into the account was growing at a steady rate and he had wanted to demonstate the legitimacy of the program to his friends and family and decided to withdraw some of his earnings.

In mid-October, James put in an application for a debit card. The debit card was delivered from Malaysia to Michigan in 3 days. He then went on to request $2500 from his account into his Debit Card.

Initially, the wait for the funds was slow, he had waited for close to two weeks. With no news of his funds and numerous house payment car payyments and bills to be paid he decided to call the staff regarding the delay.

Sure enough the transaction was processesed. The whole process too klittle over two weeks, but he was able to withdraw over two thousand dollars in $20 bills from the ATM and local gas station. He promptly made out money orders and sent out all payments due, as well as repay his sister an mother for the amount he had earlier borrowed from them.