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Toxic Mold -- Wall Street Journal Uncovers Medical Association's Alleged Conflicts of Interest -- Advocacy Groups Call for Senate Investigation
Publish Date : 1/29/2007 9:21:00 AM Source : Insurance News Onlypunjab.com
After years of working together to enlighten the public of the serious illnesses caused by mold, advocacy groups are thankful to the Wall Street Journal for bringing the matter to greater light. Upon completing a six month investigation, veteran Wall Street Journal reporter, David Armstrong, wrote of the leaders of the American College of Occupational and Environmental Medicine, ACOEM, permitting a litigation defense corporation, Veritox Inc (aka GlobalTox Inc) to author the association's policy paper regarding mold induced illnesses. The two Veritox authors were not prior members of the physician trade association. They are not physicians. The Wall Street Journal article, Page One, January 9, 2007. "Amid Mold Suits, Experts Wear Two Hats" may be read at: online.wsj.com/article_print/SB116831654647871083.html -or- www.ciphi.ca/forum/viewtopic.php?p=6500&sid=000cd0970ddb9be8716b84ba3baf8f9c
The American College of Occupational and Environmental Medicine mold policy paper is at the heart of the contention over the Toxic Mold Issue. The paper claims to prove humans could not plausibly be exposed to enough mold toxins within a damp indoor environment to cause symptoms of ill health. "Highly unlikely at best, even among the most vulnerable of subpopulations" is what the non-physician authors wrote.
As referenced by the WSJ, to make this key finding, the authors borrowed data from one rodent study in which mold was forced into the trachea of rats. They then applied calculations to make the leap that human illness could not plausibly occur if one is exposed indoors. The leaders of ACOEM put their imprimatur on the statement. The insurance industry and its surrogates have since brandished it like the biblical jawbone of an ass. The finding carries much weight within the courts as it is portrayed to be the opinion of thousands of environmental physicians.
But the EPA and the Institute of Medicine, Damp Indoor Spaces Committee, have both identified the technique used by ACOEM to make the key conclusion, as non-acceptable methodology for determining existence or absence of human illness from indoor mold toxin exposure. The finding represents an affront to anyone with rudimentary logic skills. It is a complete non sequitur, where the premise does not support the conclusion.
Since the ACOEM mold paper's publication in November of 2002, it has saved worker's compensation insurers, property insurers, general liability insurers and building stakeholders, hundreds and hundreds of millions of dollars. Insurance industry surrogates - the paid witnesses - including some ACOEM members themselves - and the lawyers, have earned millions in fees. Of more importance, the sick receive no medical treatment and no compensation for devastated lives and financial ruin.
ACOEM is a medical trade association made up of approximately 7000 physicians. The organization writes evidence based protocol for the treatment of injured workers under the platform of Workers Comp Reform. Several of their evidence based conclusions are currently being used to determine what illnesses and injuries will and will not be treated and/or covered under workers compensation insurance guidelines.
In California, under State Senate Bill 889, ACOEM evidence based guidelines are also known as Medical Treatment Utilization Schedules, MTUS, and are the law that physicians must follow when determining treatment for their patients. ACOEM affiliated clinics, American Occupational and Environmental Clinics, are government funded through the Agency for Toxic Substances & Disease Registry and a branch of the Centers for Disease Control and Prevention, the National Institute of Occupational Safety & Health. (NIOSH).
The article points out several members of ACOEM serve as experts for the defense in mold litigation. They promote the legitimacy of the mold policy paper while billing as much as $700 per hour. The US Chamber of Commerce has promoted the document throughout industry by trumpeting it as scientific proof that serious mold induced illnesses are merely a result of "trial lawyers", "media reports" and "Junk Science".
When interviewed for the WSJ article, Dr. Jonathan Borak, overseer of the mold policy peer review process, indicated he was unaware the authors had conflicted interests. Yet, within the subpoenaed documents referenced within the WSJ article, was an email authored by him in Sept, 2002, Dr. Borak acknowledged he was aware the paper would have "currency in other ways and other places" for the authors. The email also referenced concern that the ACOEM mold paper was a "defense argument" that would be turned into "garbage" if rejected by the Board of Directors.
Although reported to exist, the mold policy paper authors' conflict disclosure statements were never made available to the members of ACOEM, even when requested. Within the subpoenaed emails referenced within the WSJ article, was one written in 2003. An ACOEM member wrote, "Related to this topic, some weeks ago many of us on the list were anticipating the conflict of interest statements from the JOEM [Journal of ACOEM in regard to the authors of the 'Mold Statement' adopted by the ACOEM. It seems they got lost in the mail. This question arises if this is just an oversight, or if such a disclosure of conflicts is purposeful, as many of us who are members of ACOEM who actually see patients with mold exposure were excluded from the discussion."
Needless to say, consumer, worker, health and environmental advocacy groups are calling for a senate investigation and will be on the Hill this week requesting the investigation.
Sharon Kramer Mycotic Disease Awareness 760-822-8026
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Onlypunjab.com
The Best Benefit in The Travel Insurance Industry Just Got Better
Publish Date : 11/5/2007 7:25:00 AM
TravelSafe Insurance upgrades it's industry-first "Cancel For Any Reason" travel insurance benefit to cover up to 100% of travelers' non-refundable trip cost.
SASid and Markel Insurance Company Introduce Short Term Medical Health Insurance for Individuals and Families
Publish Date : 11/5/2007 7:23:00 AM
SASid, Inc. and Markel Insurance Company announced today that they have joined together to offer short term health plans for individuals and families.
PrintsMadeEasy.com Announces Plans for New Line of Real Estate Business Cards
Publish Date : 11/3/2007 6:26:00 AM
PrintsMadeEasy.com, the global leader in online printing solutions, today announced plans to release a new series of templates and designs for real estate business cards in 2008.
Sompo Japan Insurance Company of America Announces Selection of Millbrook and Oracle® Business Intelligence Solution
Publish Date : 11/2/2007 7:16:00 AM
Millbrook Incorporated is pleased to announce that Sompo Japan Insurance Company of America has selected a solution based on...
Life Insurance Opportunities in Qualified Plans to be Focus of Nineteenth Annual Henry A. Deppe Lecture
Publish Date : 11/1/2007 7:07:00 AM
Five financial experts will participate in Life Insurance Opportunities in Qualified Plans as part of The American College's nineteenth annual Henry A.
Lighthouse1 Announces CDH Event of the Year
Publish Date : 11/1/2007 7:07:00 AM
Lighthouse1, the industry leading provider of consumer driven healthcare administration solutions, announced that Revolution '08, the first Lighthouse1 OnDemand™....
Partners Advantage Insurance Services, Inc. Merges with Maxx Financial Partners, LLC
Publish Date : 11/1/2007 7:07:00 AM
Partners Advantage Insurance Services, Inc., and MAXX Financial Partners, LLC, announced today the completion of their merger, creating one of the ...
Website Exposes Dirty Little Secret of Private Mortgage Insurance (PMI)
Publish Date : 11/1/2007 7:07:00 AM
Go.Toby.com, the popular real estate news and information website for Palm Coast, Flagler County, and Northeast Florida posts an article revealing ...
Silanis Sets the Record Straight on Electronic Contracting Myths
Publish Date : 11/1/2007 7:07:00 AM
Leading electronic signature provider Silanis Technology has posted a recording of its recent Webcast, "Electronic Contracting - Dispelling the...
Employers Tackling Health Care Challenges with 21st Century Benefit Design
Publish Date : 11/1/2007 7:07:00 AM
A new approach to health care in the 21st century should address the most acute challenges of our time and chart a new course through better use of data, ...
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