Blue Cross Of California Health Insurance - Clear Answers To Tough Questions : Insurance News Onlypunjab.com- Insurance News

Blue Cross Of California Health Insurance - Clear Answers To Tough Questions
Publish Date : 3/10/2007 7:22:00 PM Source : Insurance News Onlypunjab.com

Blue Cross of California health insurance provides clear answers to tough questions.

California Governor Arnold Schwarzenegger recently proposed a plan to provide affordable health insurance to everyone in the state under the age of 18. The ultimate goal, according to Chuck Mondrus of American Health Insurance / Blue Cross California, is for everyone in California to have affordable health insurance.

"Blue Cross California," Mondrus adds, "shares the Governor's concern with California's cost and coverage challenges, and we view many components of the Governor's proposal as very positive. Theoretically, if everyone is insured, the cost of insurance would be less on a per-person basis."

He adds that, until a finished proposal exists, it's impossible to know the legislation's real impact.

Why California is leading the charge to revolutionize health care: Blue Cross of California health insurance explains the need for powerful action.

Twenty percent of California residents -- or 6.5 million people -- do not have health insurance. About 800,000 of these uninsured are children.

"Right now, people without health care insurance don't go to doctor's offices," Mondrus explains, "because they would need to pay the entire bill themselves. So, they go to the emergency room instead -- because the ER always accepts patients.

Whenever an uninsured person gets medical attention, though, it costs the medical facility or physician money -- and costs escalate whenever an ER visit is involved. That affects the per-person cost of health care of insured people in California."

Blue Cross of California health insurance supports the governor's call for universal coverage for children and offers its own proposal.

Universal coverage for children is consistent with the Blue Cross California action plan for covering the uninsured released on January 8, 2007. Discover more about the Blue Cross of California health insurance plan and read on for more information.

Blue Cross California advocates for choice for uninsured adults.

For adults who want and need affordable health care insurance, Mondrus explains, the Blue Cross California action plan addresses their needs and provides them with flexible, personalized options.

"Here's an interesting fact, though," he adds. "Out of California's 6.5 million uninsured people, about two million make over $50,000 annually. These people have the means -- but not the desire -- to have affordable health insurance, choosing to pay their own medical bills rather than health insurance premiums."

Mondrus shares information about two of the biggest challenges to provide affordable health care for all.

These two "hot buttons," combined, make the Governor's proposal for comprehensive affordable health insurance challenging:

1. This proposal recommends insuring all children whether they're US citizens or non-citizens currently residing in California. American Health Insurance and Blue Cross California support the concept of health insurance for all children, and we anticipate significant debate over this issue.
2. Massachusetts recently passed a similar health mandate, but that state had approximately 10% (600,000) of uninsured. Compare that to California, with 20% of its population (6.5 million) uninsured, and it's easy to see, Mondrus says, how undertaking an affordable health insurance plan for all would have a major impact on state finances.

American Health Insurance and Blue Cross California are committed to being part of the affordable health insurance solution.

"We find the best solution is to take each situation on a case-by-case basis," Mondrus says. "What's good for one person or family may not be good for the next. We pride ourselves on taking a practical, personal approach to recommending plans."

Find out more about how the Blue Cross of California health insurance proposal incorporates this approach into the issue.

Charles Mondrus is the president of Blue Cross of California American Health Insurance, an agency selling Blue Cross of California health insurance and Blue Shield of California health insurance plans for individuals and employers. Charles and his team of insurance experts are licensed to sell Blue Cross California health insurance, as well as Blue Cross and Blue Shield plans in Colorado, Nevada and Georgia. Discover how you can find secure and affordable Blue Cross California coverage at AmericanHealth911.com.

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