If you want an affordable car insurance quote, there are many things you have to take note of. For those who have given this some serious research, they'd have discovered many things that makes the dream of getting massive savings in auto insurance a reality. However, there is one huge saver that most people do not take into consideration.

Ask most people who are about to buy a new car if they've considered the difference in car insurance premium between the particular car they're going for and another comparable car. The most likely answer would be "NO." The reality only dawns on most of them after they've paid for their car and start looking for affordable car insurance. They're told that their car belongs to a grouping of cars that are considered very expensive to insure.

They'll then learn that another comparable car XYZ costs half the amount to insure and they bite themselves for not asking before buying. Hopefully, that isn't you. If you are one of such fellows there's still something you can do...

1) Do your utmost to be a great driver. No speeding tickets, please.

2) Take a course in defensive driving. It will lower you rates.

3) Ask for higher deductibles. The higher your deductible, the more affordable your car insurance premium. Just bear in mind that you have to pay the deductible first if you ever have to file a claim.

4) Use the public transport system every time you can if you live in the city. By lowering your mileage, you reduce your auto insurance rates.

5) Do not make a claim for minor stuff. Handle them yourself. Most insurers will give a "no claims bonus" if you do not make any claim in a given number of years.

6) If it makes sense in your circumstance, insure your car with the same insurance company that underwrites your other policies.

7) Visit at least three car insurance quotes sites. Get and compare quotes from them. Someone was able to save $2,200 by comparing quotes from these sites. You may not get anything close to this but be assured that unless you just did this last week, you're going to save a few hundred dollars. Competition in the car insurance industry is stiff. Take advantage of it.

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