There are four main credit cards offered by Shell in association with Citibank. Two are designed for personal use and the other two for business use.
The cards carry the standard benefits and features like any other gas credit card so there is not much to get over exited about. You can see the similarities and differences between the cards listed below.
Shell Personal Credit Cards
Both the Shell card and the Shell Select member card share the following features:
No Liability on unauthorized charges
You can access your account anytime online at no cost
Flexible payment terms
Cards can be used at ATMs subject to cash advance fees
The cards are accepted at thousands of convenient locations
You can pay at the pump for your convenience
Here are the major differences:
Shell Card:
Annual Fee
None
APR
22.49%
Cash Back on Hotels and Motels
Sorry
Cash back on Airlines and Rentals
Sorry
Emergency Cash Benefit
Sorry
Travel Reservations Services
Sorry
Shell Select Member Card:
Annual Fee
$29
APR
22.49%
Cash Back on Hotels and Motels
10%
Cash back on Airlines and Rentals
5%
Emergency Cash Benefit
$1000
Travel Reservations Services
Available
By paying the extra $29 per annum, I think the extra benefits you receive with the Shell Select Card are well worth it. I am sure you can earn the annual fee back through the savings you make over the 12 month period (Once you use your card regularly enough).
Shell Business Credit Cards
With the Shell business cards, companies can manage their fleet more effectively by saving money and controlling expenses.
The benefits that are common to both Shell business credit cards are as follows:
24/7 online account access which is free of charge
Option to choose flexible payment terms
The Shell business cards are accepted at thousands locations
Pay at the pump convenience
Shell Fleet Credit Card:
Annual Fee
None
APR
22.49%
Option to Revolve
Yes
Fuel Discounts
Sorry
Assigned Card Per Driver
Yes
Detailed Monthly Transactions
Yes
Fuel and Oil Only
No
Security of assigned
Driver ID Numbers
Sorry
Fuel only
Yes
Spending Restrictions
None
Shell Fleet Plus Card:
Annual Fee
$0 Introductory for 12 months
APR
None
Option to Revolve
Sorry
Fuel Discounts
1.5% 3%
Assigned Card Per Driver
Yes
Detailed Monthly Transactions
Yes
Fuel and Oil Only
Yes
Security of assigned
Driver ID Numbers
Yes
Fuel only
Yes
Spending Restrictions
None
That is pretty much it for the shell cards, nothing to scream about, but still they are very solid gas credit cards that would do what they say on the tin.
If none of the above features make you tingle with delight, you can also review other gas credit cards.
There are others amazing offers on the market with benefits such as:
Double cash back bonuses
Unlimited cash rewards
Double gas rebates for two months
$600 statement credit when you lease selected vehicles
and many more.
Don't limit your options just to the Shell cards, explore what is out there, then compare, review and apply for your gas credit card.
This article was brought to you courtesy of Anthony Samuel, the webmaster of http://www.apply-for-a-credit-card-now.com. A credit card directory where you can search, compare and apply for credit card offers from leading credit card companies as well as find tools and credit card articles to help you choose the right credit card.